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Lottery, Lawsuits or Scams, Oh My!
April 2011
Once upon a time, people who had not been diligent about saving for retirement played the lottery in hopes of winning enough money to secure their retirement...
Long Term Care in Retirement
October 2010
Is your retirement "self-insured" or are you just gambling?
Forget the Taxes
September 2010
Six reasons to consider a ROTH Conversion
Long Term Care
September 2010
"7 in 10 people over age 65 will need Long Term Care..." Before you rush out to buy a policy, here are eight things you should consider.
Understanding Deflation
August 2010
A current source of concern for economists (who are often fortune tellers in business suits) is the threat of deflationary spiral, and for good reason. Like most economic principals, deflation spiral is a concept that is difficult for the average person to understand...
WA State Medicaid in fewer than 400 words
August 2010
Medicaid is a health care program ran “cooperatively” by both the State and Federal governments. As such, the extremely complex rules vary from state to state...
The World is Not Ending
July 2010
As can be expected any time the market has a correction, the media’s prophets of doom come out in full force proclaiming the end of the world as we know it. Unfortunately many, but not all, of the talking heads proclaiming the end of the world are either eternal pessimists or have an ulterior motive...
Safer Options
July 2010
A client called recently asking if there were "safer" options for the portion of their retirement savings invested in the world's greatest companies (i.e. equities). Many of us, myself included, have been searching for years for a "safer" way to invest for retirement...
Great Depression Ahead?
December 2010
As you probably know, I am a long-term optimist. All of history tells me that humanity will continue to improve...